Auto Insurance Coverage Options Explained
From full coverage auto insurance to specialized high-risk policies, find the right protection for your vehicle and budget.
Our Services
Full Coverage Auto Insurance
Full coverage car insurance typically combines liability, collision, and comprehensive coverage. It protects you against damage to your own vehicle as well as damage you cause to others — ideal for newer cars, financed vehicles, or drivers who want maximum protection.
SR-22 Insurance Filing
An SR-22 is not insurance itself — it’s a certificate your insurer files with the state to prove you carry the required liability coverage. It’s typically required after a DUI, reckless driving conviction, or driving without insurance. We help you find carriers that offer fast SR-22 filing.
Liability-Only Car Insurance
Liability car insurance covers damage and injuries you cause to others in an accident, but does not cover your own vehicle. It’s the minimum required in most states and a popular choice for drivers looking for cheap auto insurance.
Non-Owner Car Insurance
Don’t own a vehicle but still drive occasionally? Non-owner car insurance provides liability coverage when you drive a borrowed or rented car. It’s often cheaper than a standard policy since no specific vehicle is insured, and it can also satisfy an SR-22 requirement if needed.
High-Risk Auto Insurance
If you have a DUI, multiple tickets, or a lapse in coverage, you may be classified as a high-risk driver. High-risk auto insurance connects you with carriers who specialize in covering drivers with a challenging history — often at more competitive rates than you’d expect.
Coverage for New Drivers
Auto insurance for new drivers usually costs more due to limited driving history. We help young and first-time drivers compare rates and find available discounts to lower their premiums.
Coverage Questions, Answered
What’s the difference between liability and full coverage auto insurance?
Liability covers damage you cause to others, while full coverage also protects your own vehicle against collision and other damage.
Do I need SR-22 insurance if I don’t own a car?
Yes — in that case, you’d typically need a non-owner SR-22 policy, which provides the required liability coverage without being tied to a specific vehicle.
Can high-risk drivers still get affordable car insurance?
Yes. While rates are usually higher, comparing quotes from carriers that specialize in high-risk auto insurance can still help you find a competitive price.
Find the Right Coverage for You
Compare quotes across coverage types in just a couple of minutes.